Loan to value calculator

  The LTV calculator is used for determining the loan to value ratio, which refers to the lending risk assessment ratio examined by lenders and financial institutions before they approve a mortgage. Usually, assessments that have high LTV ratios have higher risk, so, when the mortgage gets approved, the loan will cost the borrower more for them to borrow. Also, loans with high LTV ratio will require borrowers to get mortgage insurance for offsetting the lenderís risk.