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Loans Direct

Wisdom Financial offer secured and unsecured loans direct to the client without charging any broker fees. At Wisdom Financial our team always try to approve every single loan application within the minimum time frame because we know the urgency of a loan and time. We never demand unnecessary paperwork or faxing documents.

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Loans Direct without guarantor

Yes, at Loans Direct we do offer a loan with no guarantor, up to 10000 pounds you don't require any guarantor but yes if you are looking for an amount more than 10,000 pounds, you may need a guarantor.

Our team of loan expert will assist you to get fund asap as we know the urgency of money and time. Once you submitted your details, we will get back to you with the best available offers. Loans direct offer loans for homeowners, tenant or those who are staying with their partners or relatives. You are eligible for credit if you are employed, self-employed or you have a stable monthly income to repay the loan.

Do LOANS DIRECT provide loans for people with bad credit?:

Yes, bad credit is considered if you have a steady income source to repay the loan. Bad credit loans are designed for people who have bad credit history and struggling to get finance.

Do you charge any advance fee for getting this loan?

No, Loans Direct never ask any fee, installment or admin charges in advance. Until loan funded into your account, you don't need to pay any single penny, and once you approved for credit and money funded in your bank account, then we do charge a minimal processing fee.

I am non-homeowner, am I eligible?

Yes, LOANS DIRECT provide unsecured personal loans to tenants or non-homeowner clients.

Can i choose repayment period?

Yes, loans are available with repayment periods of 1-25 years for unsecured loans, and 3-25 years for secured loans.
I am 17 years, Can i get loan?
No, Minimum age criteria is 18 years and you must be UK resident to get a loan.

How much can I borrow?

With an Unsecured Loan, you can borrow between £500 and £25,000 subject to your circumstances. And with a secured loans you can get up to £1,000,000.

What are short term loans?

At Loans direct we offer long term and short term loans, a loan with repayment schedule of up to 1 month to 12 months are called short-term loans and offered loan amount could be up to 10,000 pounds up depend on clients circumstances.
Because of highest success rate, our funding called guaranteed loans, and you must match our basic criteria to get a confirmed approval loan.

Do Loans Direct offer loans to self-employed?

Yes, Loans Direct offer unsecured and secured loans to Eployed, self-employed and any UK citizen with a stable income source.

I need a Debt consolidation loans

Debt consolidation loans are good options If you have multiple unsecured debts and those are unmanageable, you can simply get a loan from Loans direct and pay off all other unsecured loans and bills.

   With the help of Debt consolidation loan you can improve your credit rating, take a loan from Loans Direct and paid off your all other high-interest unsecured debts so you will have to manage only one EMI to Loans Direct. It will also help you to obtain any big loan amount at a very cheap rate of interest once you improved your credit score. Apply now for loans and get paid direct into your bank account within 48 hours.


What we offer

Unsecured Loans

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What we have created



Yes, we built Paris

New York

New York

We built New York

San Francisco

San Francisco

Yes, San Fran is ours

What our customers say


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Contact us and we'll get back to you within 24 hours.

Chicago, US

+00 1515151515

loans direct uk